💡 LuxeCredit: Free Budgeting Tools & State Financial Education Resources

📱 Free Online Budgeting Tools:

1. Mint – mint.com
   Budget, track bills, and monitor spending in one app.
2. EveryDollar – everydollar.com
   Easy monthly budgeting – great for beginners.
3. GoodBudget – goodbudget.com
   Helps you plan spending with the envelope system.

🏛️ State-by-State Resources for Saving & Tax Education

1. Find Local Financial Classes
   Visit: federalreserveeducation.org/resources/classroom
   💡 Free classes on saving, budgeting, and understanding credit.
2. Free Tax Prep (IRS VITA Program)
   Visit: irs.treasury.gov/freetaxprep
   📍 Find free, in-person tax filing help near you.
3. 211.org – Local Financial Help
   Visit: 211.org
   ✅ Search by ZIP code for savings programs, money management classes, and utility help.
4. America Saves
   Visit: americasaves.org
   ✨ Learn how to save automatically and join savings challenges.
5. State Extension Offices (Free Financial Workshops)
   Visit: nifa.usda.gov/land-grant-colleges-and-universities-partner-website-directory
   📚 Many state universities offer free budgeting and money classes online and in person.